Prepare for the next stage of life with an IRA.
The sooner you start saving, the more time your money will have to grow so you can spend retirement on your terms.
Benefits You’ll Love
- No setup fees
- Tax-advantage savings
- Traditional and Roth IRA options
- Competitive interest on account balance
- Tax-advantage retirement savings
- Competitive interest above standard savings rates
- Traditional and Roth IRAs
- No setup fees
- $7,000 contribution limit per year (Must have employment compensation and must be 49 years old or younger)
- Additional $1,000 “catch-up” contribution allowed for ages 50+
There are a few key differences between traditional and Roth IRAs, including when the bulk of the tax savings are realized. The following comparison can help determine which is right for you.
Traditional
- Anyone with earned income and under age 70 ½ can open
- Dividend earnings are tax deferred until withdrawal
- Contributions can be deducted from current income tax returns*
- Withdrawals can begin at 59 ½
- Early withdrawals subject to penalty
- Mandatory withdrawals begin at age 73
*May be subject to some minimal conditions. Consult with a tax advisor
Roth
- Income must be less than $114,000 annually to open**
- Dividend earnings are 100% tax free
- Contributions are not tax deductible
- Principal can be withdrawn penalty-free at any time*
- Withdrawals of earnings can begin at age 59 ½; early withdrawals subject to penalty
- No mandatory withdrawals
*May be subject to some minimal conditions. Consult with a tax advisor
**Or $181,000 for married couples.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
